Auto Insurance Rate Increase

Do you know how much insurance coverage you have if you are involved in a motor vehicle accident? If you do not know, I urge you to look right now. I’ll wait.

This is too important to ignore.

Before you get behind the wheel again today or go sit in the passenger seat of a car, be sure you KNOW what your insurance coverages are. If you are involved in an accident in New Jersey, your coverage follows you as an individual first. If you have questions about insurance coverage when you are involved in a car accident, do not hesitate to give our office a call for a FREE consult.

If the answer to the above question is that you have what we call a 15/30 policy, that is the absolute minimum coverage you can have in New Jersey. It allows for you to be covered for $15,000 per individual and $30,000 TOTAL coverage for individuals hurt in a car accident if that accident was your fault. If you have a 15/30 UM/UIM policy, then that is $15,000 of coverage that you provide for yourself per accident if someone ELSE causes an accident where you are injured and they are uninsured or underinsured.

Now here comes the curveball: If you have one of these 15/30 policies, they are no longer allowed. Governor Murphy signed a bill into law that goes into effect in January of 2023 in New Jersey (so, right now) that requires you to have a MINIMUM of 25/50 coverage ($25,000 per individual and $50,000 total per accident).

This is a good news/bad news situation. It is good news because it forces everyone to have insurance policies with higher minimum limits in New Jersey so that if they cause a motor vehicle accident with injuries, there is more coverage to go around. So, if you are seriously hurt and an accident is not your fault, you’re not going to be stuck with a small recovery due to low coverage limits. The bad news is that your insurance rates are going to go up to pay for the increase in minimum coverage.

Contact Hasner and Hanser

At Hasner and Hasner, PA, we understand that affording coverage in New Jersey is difficult and that this will make it a little more expensive. There are other ways to save on coverage, and you should always know what you have. So, do not hesitate to call us for a FREE consult to review your automobile insurance coverage, so that we can let you know what we recommend and your options to make things cheaper.



Dog on a leashHasner and Hasner giving back to the Community

My dad, Lou Hasner, and I are big believers in having strong community ties. At Hasner and Hasner, PA we want to put faces to the voices we hear on the phone and the names we see on our paperwork. We want to shake your hand. We want to know how your family is doing. We are proud to be located in the close knit community of Clementon, New Jersey, representing clients who get traffic tickets, or get in car accidents and they’re hurt or have damage to their cars, or even if they have a court date after a fight with a spouse or significant other. Give us a call and we will talk to you at no charge and tell us your story.

It is with this background in mind that we are proud to announce that Hasner and Hasner, PA has made a $2,000.00 charitable donation to the Animal Adoption Center in Lindenwold, New Jersey in the name of one of our clients who passed away recently. This client had an incredible story: he was a Marine and a community resident who was hit by a car while he was walking his bicycle across the street and was hospitalized with a broken leg. He did not own a cell phone and had very few personal belongings in his small apartment in Clementon. He found our office by dialing ‘0’ on his hospital phone after the accident and he asked for a local personal injury attorney and the operator directed his call to our office. Amazingly, this client was in his 80s and prior to that accident he still found time to ride his bicycle around town and had an active lifestyle. He was not the same after the car accident that we handled for him and he could not ever really get back on that bicycle before he died. He passed away at 86 after dying of natural causes.

One thing he did mention to us in person, after riding his bicycle to our office, was that he had no wife or living family or relatives, but he loved animals. This client was very particular about his love for animals. So, when he passed, we at Hasner and Hasner, PA felt that it was only right to do a little something for the local community in his honor by donating $2,000.00 to the Animal Adoption Center in Lindenwold, New Jersey on Berlin Road in his name. We are happy that our donation will go towards feeding or housing some needy dog or cat or pet that was found stray in the streets or returned by their owner who was unable to care for them. That is what he would have wanted, and we wanted to give back to our local community as your local attorneys at law.

Contacting the Adoption Center

Please contact the Animal Adoption Center in Lindenwold, New Jersey on Berlin Road to adopt or rescue or foster a dog or cat or pet in need, and don’t forget to give us a call if you have any legal question of any kind. Their website is:

When my wife and I lost our first dog, Sally, to complications from old age, it was sad and heartbreaking. We knew we could not remain dogless for long and we had to rescue a dog in need. We visited the Animal Adoption Center in Lindenwold and brought home Iroh, who is the dog pictured below. He has been with us for over 1 year now and we could not be happier and Iroh could not be happier being in such a loving home. He is quite the good dog. Please continue to support this local animal shelter.